Pricing

Start free. Pay when Fido pays off.

Checking what lenders will see and preparing your application is free. Upgrade when you want Fido running the operating layer that keeps you funding-ready between loans.

Free
$0to start

30-day trial · 50 messages

  • Funding-readiness check from your real cash flow
  • Lender-facing signals: deposits, net cash flow, runway, coverage
  • Prep checklist — fix weak spots before you apply
  • One application packaged across ~100 lenders
  • Bank sync via Plaid
For active owners
Premium
$25/ month

Everything in Free, plus the operating layer

  • 1,000 messages per month (usage-based beyond)
  • Ongoing qualification monitoring & alerts when you become fundable
  • Lender-ready business-plan drafting
  • Underwriting follow-through, tasks & reminders
  • Your funding memory, maintained for the next loan

You don’t pay to get funded. Readiness and applications are free — lenders pay Fido when you get funded. Premium is for the operating layer that keeps your business prepared between funding events.

Common questions

Does it cost anything to apply for funding?

No. Checking your readiness, preparing your package, and submitting an application are free. Fido earns a partner fee from lenders only when you actually get funded — our incentive is your funding, not a subscription.

What do I get for $25/month?

The operating layer between funding events: continuous qualification monitoring with alerts when you become fundable, lender-plan drafting, underwriting follow-through, and a maintained funding profile that makes your next loan far faster than starting over.

Can I cancel anytime?

Yes. Premium is month-to-month and you can cancel from your billing settings at any time. Your funding profile stays with your account.

Is this financial or credit advice?

No. Fido surfaces readiness and preparation signals from your own data — it is not a credit decision or an approval prediction, and it isn’t financial advice.